Investment certificate security deposit

When union members attempt to be join surety, they must provide security deposit to the association up to the maximum transaction limit.

• ※ Subscription certificates cannot be used for pledge excepted when it is offered as security of the loan from mutual merit association.

Capital Increase / Reduction

Capital Increase

Capital Reduction

Investment Certificate Transfer

According to the law, union members may transfer their equity to other members under the approval of the association.

Increase of Shares (Dividends)

Member’s dividends are returned in proportion to their capital shares, after the profit is generated, for their increase in shares.